Technology
- Overview
  
  FintechOS changes everything financial services players know about the speed of process and product development. Our platform combines evolutive data with embedded A.I. capabilities to make fast, agile digital transformation possible.
  
  Innovation Enablers
  
  Cloud
  
  Our TaaS runs in public, private or hybrid environments and is primed for continuous integrations.
  
  Open API
  
  Out-of-the-box Open API. Data is automatically and securely exposed with Open API Gateway.
  
  Artificial Intelligence
  
  Platform built with embedded A.I. capabilities like cognitive automation and machine learning.
  
  Evolutive Data Layer
  
  Extracts data from legacy systems and enriches it in the cloud to create adaptive models and data-driven products.
  
  Enterprise Driven
  
  Architecture
  
  No tiers or layers. Just a future-proof architecture based on a best of breed enterprise stack.
  
  Security
  
  Designed to meet highest security standards and data governance requirements.
- Disrupting the traditional layered architecture by putting data at the core.
  
  Personalise
  
  Create data-driven, individually tailored products, journeys and customer experiences with our Hyper-Personalisation tools.
  
  Automate
  
  Streamline the processes between data and the front-end at speed using 20+ pre-built automation processors.
  
  Transform
  
  Revolutionise the way you build and run digital products with our powerful TaaS platform and open source Fintech apps.
  
  Fintech Innovation Studio
  
  Make innovation more inclusive and open up access to tech through a no-code framework. Give your non-technical teams the tools to create and launch hyper-personalised products and journeys. An easy-to-use visual builder makes the whole process super simple. No developers needed.
Solutions
- Retail Banking
  
  Digital onboarding
  
  Personal loans
  
  Savings
  
  Mortgages
  
  Digital Consumer 360
  
  Digital Product Factory
  
  Risk Analysis
  
  Digital Core
  
  SME Banking
  
  Digital onboarding
  
  Unsecured loans
  
  Secured loans
  
  Savings
  
  Digital Consumer 360
  
  Digital Product Factory
  
  Risk Analysis
  
  Digital Core
  
  Insurance
  
  Digital Enrollment
  
  Property & Casualty
  
  Health
  
  Life
  
  Corporate
  
  Digital Consumer 360
  
  Digital Product Factory
  Digital Underwriting
  Digital Claims
  
  Digital Core
  
  Read our success stories
  
  View all ⟶
- What makes our technology unique.
  
  Build ones run anywhere.
  Hyper-personalised customer engagement. All digital touchpoints included by default.
  
  Transformative by adding data at core.
  Disrupting the traditional layered approach
  
  Immediate business value.
  Out of the box solutions + Plug-and-play open-source apps.
Community
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Partners
Book a demo

catalin.mocanu April 21, 2020

Credit Card Origination (Branch)

End-to-end, fully automated, Credit Card origination journey, available for Relationship Managers in a Bank’s Branch.

Larisa April 8, 2021

Banking: What It Takes to Be Customer-Centric

Larisa April 5, 2021

What’s Gone Wrong with Traditional SME Lending – And How to Fix It

Larisa March 30, 2021

Overview

Innovation Enablers

Cloud

Open API

Artificial Intelligence

Evolutive Data Layer

Enterprise Driven

Architecture

Security

Disrupting the traditional layered architecture by putting data at the core.

Personalise

Automate

Transform

Fintech Innovation Studio

Retail Banking

SME Banking

Insurance

Read our success stories

What makes our technology unique.

Build ones run anywhere.
Hyper-personalised customer engagement. All digital touchpoints included by default.

Transformative by adding data at core.
Disrupting the traditional layered approach

Immediate business value.
Out of the box solutions + Plug-and-play open-source apps.

Credit Card Origination (Branch)

Banking: What It Takes to Be Customer-Centric

What’s Gone Wrong with Traditional SME Lending – And How to Fix It

FintechOS selected to the Oxbow Partners 2021 Insurtech Impact 25