Idea::Bank – A digital bank built from the ground up

Empowering non-technical staff to create, develop, test and deploy omni-channel, customer-facing products in weeks, not months.


The Challenge

Having bought the former Romanian International Bank, including its branch network and legacy systems, the challenge was to transform this traditional brick-and-mortar business, which still operated using manual processes, into a digital financial services organization as quickly as possible. Idea::Bank needed change from the ground up.


FintechOS “digital-on-top” architecture enabled Idea::Bank to deliver game-changing digital solutions at lightning speed while retaining core legacy systems. The solution brought together data from siloed internal systems and external feeds into its Evolutive Data Core, an API-driven aggregation layer, giving the bank access to accurate information on customers and the services they use.

Key achievements

route 10

Times faster to launch new products through automated, fully digital new customer onboarding and loan applications.

bar 50%

Increase in employee productivity by integrating all internal data and outstanding tasks in unified dashboards.

lines 100%

End-to-end digital retail banking solution implemented in just 5 months on top of existing legacy systems.

Take an in-depth look at the latest report on FintechOS.