SME LENDING

A customer-centric approach to SME lending

Despite their global importance, SME financing needs are significantly underserved. Design new operational models and setup flexible products to cover more of the SME landscape using the FintechOS Lighthouse platform.

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20%

Of global banking revenue comes from SMEs

dollar sign $3-5T

In unmet financing needs for SMEs

90 days

Typical time to cash for SME lending

Why FintechOS?

Hyper-personalization
Define perfect-fit products for different SME segments.
Control your own data
Leverage our reference data models and customize them according to your unique business needs
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Best-of-breed customer experience
Start from pre-built templates and create personalized customer journeys across digital channels for maximum engagement and retention.
Flexible risk management
Create powerful scoring engines that leverage data from your systems and integrate with any third-party source.

“FintechOS has become our strategic partner. After multiple projects which helped us to reduce the time-to-money by 40 percent for our customers and roll out new products almost 10 times faster, we now provide a simple, bespoke, error-free digital customer experience. This is next-level customer engagement.”

Simina Baiasu
Executive Vice President Idea::Bank

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Increase SME satisfaction

Create differentiated products and deliver them on any channel with digital journeys that are paperless, personalized, and simple.

Learn how TBI Bank reduced time-to-money from days to minutes

Improve operational efficiency

Compete better in the market with automated KYC and AML checks. Create custom rules for different SME segments.

Learn how Idea::Bank was able to launch new financial products 10x faster

Empower your staff

Our no-/low-code approach means small non-technical teams can define new products, digital journeys, and more.

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KYC
We're verifying your application app screen
upload loan document application screen
Digital signatures application screen
tailored offers application screen

Start from pre-built digital journeys

Simulation
Enable SME to determine lending needs
KYC
Integrate your preferred KYC ID provider
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Eligibility
Configurable credit eligibility checks
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Documentation
Manage loan documents in a single location
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Digital Signatures
Remove need for in-person visits
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SME Financials
Integrate with financial packages to reduce paperwork
Tailored Offers
Promote other products during the journey

Embrace a customer-centric approach to SME lending

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