The product engine enabling competitive innovation​

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How we do it

FintechOS is the world’s most advanced product engine, combining no-code/low-code, data, and AI. We help organizations create, onboard, distribute. and manage financial products quickly and easily–without replacing core systems.

FLEXIBLE

Composable product engine 

Extend existing core infrastructure and leverage emerging technologies for unprecedented speed to market and flexibility   

  • Future-proof lending, savings, insurance and embedded finance products
  • Build customer-centric offerings and bundles  
  • Create personalized customer onboarding experiences
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Intelligent

AI and Data. Everywhere 

Automate and streamline processes from the front to the back office with the power of AI and data

  • Supercharge customer and back-office processes with Agentic AI 
  • Drive personalization, integrate internal and external data in a common layer
  • Leverage powerful ML models for recommendations, risk and fraud management
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END-TO-END

End-to-end product lifecycle management 

Go beyond product pricing and design by driving collaboration and efficiency across the whole product lifecycle with a unified platform   

  • Simplify complex channel distribution 
  • Streamline back-office and servicing operations 
  • Automate risk underwriting, eligibility and compliance  
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Low Risk

Progressive modernization, made easy

De-risk adoption with an incremental modernization approach delivered through no-code/low-code 

  • Start small and grow, drive value in weeks
  • Become self-sufficient with our no-code/low-code Studio
  • Extend the lifetime of existing technology investments
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How you benefit

With FintechOS you can modernize traditional banking and insurance products, create value-added bundles, and launch embedded propositions fast, across any line of business.

Faster Time to Market

Easily create and distribute innovative propositions

Lower Operating Costs

With prebuilt product templates and data-driven, automated processes

Revenue
Growth

Integrate ecosystem products and distribute your offerings across channels

Simplifying financial technology for all

FintechOS is the financial product engine of choice for some of the most exciting, innovative companies in banking and insurance.
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Maja Mikic

Executive Director for Digital Transformation

“To the banks who are looking for a reliable IT partner who can help them bring the digital sales channels fast to the market in a reliable and consistent way, I would definitely recommend collaboration with FintechOS.”
Key results
95%
customer satisfaction rate
30%
lower customer acquisition cost
80%
reduction in onboarding time
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Brett Hollenbeck

Digital Banking Director

“For anyone looking to elevate their digital services, FintechOS is the partner you’re looking for, and they were unquestionably the right choice for us.”
Key results
Launched embedded lending product in weeks
Opened new revenue channel
Significantly grew loans and deposits
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Matt McCombs

President & CEO

“Over the past year, Vibrant has been able to originate $40 million in new loans that we wouldn’t have been able to generate prior to bringing on the FintechOS platform.”
Key results
6 months
from concept to market
$40 M
in new loans generated in first 6 months
~300
retail partner locations
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Kevin Knorr

Chief Information Officer

“FintechOS doesn’t have the limitations we’ve found with other products…. FintechOS differentiates us from other companies.”
Key results
Used FintechOS Digital Journeys to streamline the application process
Built customizable claims process
Plan to move entire business onto the FintechOS platform

Solutions

End-to-end product management for banking and insurance

Account Opening

Differentiate with personalized experiences and products

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Lending

Transform borrower experience and increase acceptance rates

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Embedded finance

Access new customer segments and lower the cost of product innovation

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Personal Lines

Simplify omnichannel distribution and diversify into new lines of business at speed.

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Speciality Lines

Digitize Q&B and FNOL with digital journeys for your unique products, processes, and customers.

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Embedded Insurance

Create & distribute new or existing products and offerings through partner sites or points-of-sale.

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Awards

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See FintechOS in action

Launch new and reimagine existing products, offers, and onboarding journeys
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