The Challenge
Avant Money faced lengthy mortgage timelines, manual underwriting processes, and limited visibility across key stages of the mortgage lifecycle for customers, brokers, and internal teams.
Legacy systems constrained the ability to coordinate eligibility checks, documentation, underwriting, and approvals across channels, making it difficult to deliver the speed, transparency, and collaboration required in a competitive digital lending market.
Avant Money needed a unified origination approach that could orchestrate workflows across stakeholders while improving decision speed and maintaining alignment with existing core infrastructure.
Solution
Avant Money partnered with FintechOS to deploy Unified Product Pricing and Origination as an orchestration layer running on top of its existing systems.
FintechOS connected product definition, eligibility logic, documentation workflows, underwriting collaboration, and approvals into a single governed origination flow supporting both broker and direct channels.
This created a shared digital ecosystem enabling real-time collaboration between customers, brokers, and internal teams while improving visibility across the mortgage lifecycle from application through drawdown.
Impact
FintechOS enabled Avant Money to transform its mortgage origination experience by bringing new levels of transparency and collaboration across the mortgage lifecycle. By digitizing processes and unifying workflows across customers, brokers, and underwriting teams, the platform created a seamless end-to-end origination environment supporting faster decisions, clearer progress visibility, and more customer-friendly mortgage outcomes.
- Real-Time Collaboration Across Stakeholder
Enabled real-time collaboration between customers, brokers, and underwriting teams through shared workflows supporting more consistent decision-making.
- End-to-End Origination Visibility
Improved visibility across application, documentation, underwriting, and approvals through a structured and governed origination workflow environment.
- Increased Delivery Capacity Without Core Disruption
Empowered teams to evolve mortgage journeys and processes within a configurable origination layer running alongside existing infrastructure.
- Foundation for Scalable Lending Innovation and AI-Ready Operations
Established a reusable origination capability supporting future product expansion while preparing workflows and decisioning for governed AI automation across origination.
