The AI Platform for Financial Product Operations
FintechOS enables banks and insurers to configure, price, launch, and evolve financial products with greater control, governed AI, and reduced core dependency.
Reduce time-to-market, simplify change, and automate high-friction work across data, documents, and workflows.
Powered by FintechOS Dex, the purpose-built financial services AI copilot that helps teams configure products, automate workflows, and innovate faster.
Dex
-
|
Emily, Policy Operations Manager
Insurer
Five integrated capability layers for financial product operations
From generative configuration to composable execution engines, FintechOS gives banks and insurers one platform to configure, run, and evolve products, with agentic capabilities built in.
✦ Generative Configuration
Work that used to take days takes minutes: FintechOS Dex is the purpose-built financial services AI copilot that enable teams configure products, workflows, and integrations using natural language.
Describe a financial product in plain language. Dex scaffolds the full product structure including eligibility rules, pricing tiers, and term logic.
Generate multi-step operational workflows with branching logic, human-in-the-loop checkpoints, and SOP-driven agentic execution.
Build reusable scoring rules, decisioning trees, and calculation models in natural language. Governed by policy guardrails, fully auditable by design.
Product & Pricing
Product logic decoupled from core systems: Product Factory is a configurable, version-controlled engine for defining financial product structures, pricing rules, eligibility criteria, and bundle logic.
Define product hierarchies, variants, and terms with full version control and audit trail. Launch new products without touching core systems.
Build eligibility trees and offer selection logic in a no-code environment. Embed bureau checks and scorecard outputs directly into the decision flow.
Compose multi-product bundles with shared pricing and eligibility logic. Surface contextual cross-sell offers at the right point in the customer workflow.
Validate product and pricing configurations through scenario-based simulations across customer segments, tiers, and effective dates. Generate test evidence before release.
AI Workflows
Combine zero code deterministic workflows with SOP driven agentic orchestration: automate complex financial operations safely while maintaining full traceability, policy guardrails, and human on the loop oversight.
Design and run multi-step processes across departments and systems, from origination to servicing, within one governed workflow layer.
Execute approved SOPs through an orchestrated, multi-agent workflow where each step can invoke tools and route through human-on-the-loop checkpoints. Reduce manual handling while maintaining consistent execution.
Specialized AI agents handle bounded operational tasks such as document extraction, data validation, eligibility checks, within policy guardrails and with full human-in-the-loop accountability.
Expose reusable business capabilities as API-callable tools and invoke them from workflows and agents via REST APIs and MCP. Compose new processes faster, reduce duplication, and scale changes across the portfolio.
Composable Servicing
Enable progressive core modernization: pre-built operational capabilities across banking and insurance including policy management, claims and lending, deployable independently or as a progressive replacement for legacy systems.
Manage policy lifecycle end-to-end, including new business, mid-term adjustments, renewals, and cancellations, with full audit trail and regulatory compliance built in.
Handle repayment schedules, arrears management, restructuring, and account servicing across product types and core systems.
Full traceability for every change decision and approval including who acted when and why with version history and exportable audit logs.
Unified Data Layer
Solve data fragmentation at the source: decouple how data is accessed and activated from underlying transactional systems. Standardize and govern reusable data products across the platform.
Standardize and reuse data across products and processes. Decouple data access from transactional systems without rip-and-replace programs.
Pre-built, reusable connectors to core systems, business applications, and external providers. All connectors are exposed as API/MCP-callable tools, so workflows and agents can invoke integrations consistently and at scale.
Real-time visibility into product performance, workflow execution, and customer journeys. Built on governed data products with no additional tooling required.
Pre-configured for how financial institutions actually operate
FintechOS platform capabilities packaged as ready-to-deploy solutions, tuned for the highest-value problems in banking, insurance, and wealth management.
Unified Product Pricing & Origination
A reusable origination layer that spans products, verticals, and core systems, enabling institutions to scale growth, embed AI decisioning safely, and eliminate duplication across lines of business.
- Deposits & Savings
- Mortgage & Lending
- SME Finance
- P&C Insurance
- Life & Health
- Wealth & Investments
Intelligent Policy Admin System
Externalizes product logic, pricing workflows, and decisioning from legacy Policy Administration Systems into a flexible, governed AI layer, operating on top of existing cores or progressively replacing core capabilities over time.
- P&C Insurance
- Life & Health
- SME Finance
- Commercial Lines
- Specialty Lines
Run Every Stage
of Product Operations
See how FintechOS 8 powers reusable solutions across the product lifecycle, reducing core dependency and delivering measurable outcomes.
Unified Product Pricing & Origination
Creates a reusable origination layer that spans products and cores, enabling banks to scale growth, embed AI decisioning safely, and reduce duplication across lines of business
Intelligent Policy Administration
Externalizes product logic, pricing workflows, and decisioning from legacy Policy Administration Systems into a flexible, governed data and AI layer, operating on top of existing cores or progressively replacing core capabilities over time.
Simplifying financial technology for all
Our platform uses model-driven workflow design with configurable logic blocks and integrations, allowing teams to automate processes while keeping human oversight where needed.
Product Teams
FintechOS Studio gives product teams a single environment to design, configure, and evolve financial products. Define product structures, pricing, eligibility rules, and operational workflows, all integrated with existing core systems.
Sales
Guide customers through complex financial buying decisions. Use FintechOS to align product capabilities to customer needs and drive adoption of the right products faster with clear outcomes.
Risk & Compliance Teams
FintechOS 8 lets you embed governance, eligibility rules, and audit trails directly into product and operational workflows. Compliance stays built in without slowing down delivery.
Operations Teams
Run, automate, and optimize the operational processes behind financial products, from onboarding and underwriting to servicing and claims. FintechOS 8 centralizes workflows, rules, and operational data so teams execute consistently and at scale.
Hear from our customers
FintechOS 8 powers product operations for some of the most ambitious companies in banking and insurance.
Averil Nolan
Head of Mortgage Strategy and Transformation, Avant Money
“With FintechOS, we created a more transparent and collaborative mortgage journey by bringing customers, brokers, and our internal teams into one shared process. That visibility across the lifecycle has helped us make decisions faster and deliver a clearer and more efficient experience without disrupting our existing systems.”
Maja Mikic
Executive Director for Digital Transformation, BRD Groupe Société Générale
“To the banks who are looking for a reliable IT partner who can help them bring the digital sales channels fast to the market in a reliable and consistent way, I would definitely recommend working with FintechOS.”
Pritpal Powar
Pet Director, Admiral
“With FintechOS we were able to meet our aggressive launch deadline, while also delivering an innovative digital pet insurance solution.”
Kevin Knorr
CIO, MHG Insurance
“FintechOS doesn’t have the limitations we’ve found with other products… FintechOS differentiates us from other companies.”
We're excited to connect and explore the future of life-centric financial services
Discover how FintechOS enables financial institutions to modernize product operations, accelerate product launches, and reduce dependency on legacy core systems.