Build innovative financial services fast

The FintechOS platform empowers any organization to create innovative financial products that meet changing consumer needs.

Book a demo

Fully integrated fintech infrastructure

We bring together everything needed to build next-generation financial services that are digital-first, automated, and customer-centric. FintechOS supports rapid innovation in lending, savings, mortgages, insurance, BNPL and embedded finance.

Free your digital makers

With our no-code/low-code Innovation Studio, small non-technical teams can bring products from concept to market and measure their impact.

More about Innovation studio

Build innovative products and services

Create personalized customer journeys

Leverage a data at the core architecture

Surface ecosystem innovation

More about Innovation studio

Become an innovation powerhouse

Expand your existing portfolio, and continue to grow into new markets, while keeping up with ever-changing compliance and regulatory requirements

Retail Products

Business Products

Serves both customer segments

Partner Products

Others

2022
2023
2024
2025
2026
2027

2022

Credit Card
Current account

2023

Credit Card
Current account
Personal Loan
SME Loan

2024

Credit Card
Current account
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance

2025

Credit Card
Current account
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance
Health Insurance
Life Insurance
Deposits
Open API
Embedded Finance

2026

Credit Card
Current account
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance
Health Insurance
Life Insurance
Deposits
Open API
Embedded Finance
Real Estate Options
Proprietary App Store
Buy Now, Pay Later
Split Payments

2027

Credit Card
Current account
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance
Health Insurance
Life Insurance
Deposits
Open API
Embedded Finance
Real Estate Options
Proprietary App Store
Buy Now, Pay Later
Split Payments
Rewards
Investments
Travel Services
Gamification
Cryptocurrencies

Retail Products

Business Products

Serves both customer segments

Partner Products

Others

Build an increasing portfolio of products that differentiate you from competitors
Increase share of wallet by rapidly expanding into new markets
Continuously refine products and improve operational efficiency
Book a demo

What our clients have to say about us

  • 80% reduction in onboarding time
  • 30% lower customer acquisition cost
  • 95% customer satisfaction rate

“We chose FintechOS because we wanted someone who had a good track record of delivering onboarding and online lending solutions”

Maia Mikic
Executive Director for
Digital Transformation at BRD

read more
  • 120% growth in profitability
  • 60% growth in customer base
  • Onboarding now takes just 6 minutes

“Using FintechOS has already helped us improve the efficiency of a number of business critical operations by more than 50%. The system not only allows us to offer a great customer experience, but we’re doing it faster, and we’re doing it without errors.”

Raj Sakaria
Director of Enterprise Architecture,
Howden Group

read more
  • Adaptive scoring based on past purchase
  • Marketplace of 20k business partners
  • 8 million orders annually

“Time is a precious resource, and now, with a smartphone only, our customers can get approved for financing in up to ten minutes through a simple and intuitive flow, in which online funding is reduced to a single field that must be completed.”

Mircea Balica
eMAG financial services manager

read more
  • 1M online loan applications annually
  • Embedded lending with 10k merchants
  • Time-to-money reduced to 15 minutes

 

“It is not easy to innovate in a traditional banking market, but our desire to offer our clients a different financing solution, 100 percent online, was sustained by the boldness of our partner FintechOS. And they delivered.”

Kostas Tovil
Senior Vice President e-Commerce,
TBI Bank

read more

To find out more about what FintechOS can do, get in touch

Book a demo