Build innovative financial services fast

The FintechOS platform empowers organizations to create hyper-personalized products to meet changing consumer needs.

With our no-code/low-code, easy to use interface, digital innovators can create flexible products and embed them into customer journeys when and where they are needed most.

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More than 50 global banks and insurers are already using FintechOS

Fully integrated fintech infrastructure

We bring together everything needed to build the next generation of financial services that are digital-first, automated, and customer-centric. FintechOS supports rapid innovation in lending, savings, mortgages, insurance, and embedded finance.

Start a digital banking transformation

Discover Lighthouse

Begin a digital insurance journey

Discover Northstar

Free digital makers with a no-code/low-code studio

Liberate innovation from the constraints of legacy systems and complex processes. With our Innovation Studio, small non-technical teams of digital makers can bring products from concept to market and measure their impact in real-time.

More about Innovation studio

Build innovative products and services

Upgrade offerings with high-tech digital products for the future of financial services

Create personalized customer journeys

Win hearts and minds with digital experiences tailored to the needs of customers

Leverage data at the core architecture

Elevate data from legacy systems and drive innovation from the core of the business

Surface ecosystem innovation

Seamlessly integrate any third-party digital tool or service into your infrastructure to drive innovation

More about Innovation studio

Become an innovation powerhouse

FintechOS empowers you to expand your existing portfolio, and continue to grow into new markets, all while keeping up with the ever changing compliance and regulatory requirements.

Retail Products

Business Products

Serves both customer segments

Partner Products

Others

2022
2023
2024
2025
2026
2027

2022

Credit Card
Current account

2023

Credit Card
Current account
Personal Loan
SME Loan

2024

Credit Card
Current account
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance

2025

Current account
Credit Card
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance
Health Insurance
Life Insurance
Deposits
Open API
Embedded Finance

2026

Current account
Credit Card
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance
Health Insurance
Life Insurance
Deposits
Open API
Embedded Finance
Real Estate Options
Proprietary App Store
Buy Now, Pay Later
Split Payments

2027

Current account
Credit Card
Personal Loan
SME Loan
Mortgage
Home Insurance
Travel insurance
Health Insurance
Life Insurance
Deposits
Open API
Embedded Finance
Real Estate Options
Proprietary App Store
Buy Now, Pay Later
Split Payments
Rewards
Investments
Travel Services
Rewards
Gamification
Cryptocurrencies

Retail Products

Business Products

Serves both customer segments

Partner Products

Others

Build an increasing portfolio of products that differentiate you from competitors
Increase share of wallet by rapidly expanding into new markets
Continuously refine products and improve operational efficiency
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What our clients have to say about us

  • Reshaped the way customers interact with SocGen by enabling and powering a fully digital end-to-end journey that cut onboarding time by up to 80%
  • Developed and delivered a customized, end-to-end personal loan origination solution that included multiple journeys, API integrations, and calculation logic within a few months
  • Dramatically increased customer acquisition and engagement via digital channels with a completely seamless digital user experience, while lowering the customer acquisition costs by 30%

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  • 120% revenue growth across key product lines.
  • 60% growth in customer base.
  • Onboarding now takes just 6 minutes.

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  • Over 15,000 BNPL orders placed
  • EUR 1 million in sales generated
  • Launched both BNPL and Slice products

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  • Revamped customer experience by enabling a 100% digital lending platform for SME and retail customers while maintaining regulatory compliance.
  • Delivered a completely digital end-to-end omni-channel lending solution in weeks.
  • Boosted operational efficiency with paperless processes, shrinking new clients’ time-to-money from 3 days to just under 15 minutes.
  • Launched both Pay Later and Slice BNPL options

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To find out more about what FintechOS can do, get in touch

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