Lighthouse 
Northstar 
Innovation studio 
Marketplace 
FintechOS 22 
More than 50 global banks and insurers are already using FintechOS
Fully integrated fintech infrastructure
We bring together everything needed to build the next generation of financial services that are digital-first, automated, and customer-centric. FintechOS supports rapid innovation in lending, savings, mortgages, insurance, and embedded finance.
Start a digital banking transformation
Discover Lighthouse
Begin a digital insurance journey
Discover Northstar
Free digital makers with a no-code/low-code studio
Liberate innovation from the constraints of legacy systems and complex processes. With our Innovation Studio, small non-technical teams of digital makers can bring products from concept to market and measure their impact in real-time.
More about Innovation studioBuild innovative products and services
Upgrade offerings with high-tech digital products for the future of financial services
Create personalized customer journeys
Win hearts and minds with digital experiences tailored to the needs of customers
Leverage data at the core architecture
Elevate data from legacy systems and drive innovation from the core of the business
Surface ecosystem innovation
Seamlessly integrate any third-party digital tool or service into your infrastructure to drive innovation
Become an innovation powerhouse
FintechOS empowers you to expand your existing portfolio, and continue to grow into new markets, all while keeping up with the ever changing compliance and regulatory requirements.
Retail Products
Business Products
Serves both customer segments
Partner Products
Others
2022
2023
2024
2025
2026
2027
Retail Products
Business Products
Serves both customer segments
Partner Products
Others
What our clients have to say about us
- Reshaped the way customers interact with SocGen by enabling and powering a fully digital end-to-end journey that cut onboarding time by up to 80%
- Developed and delivered a customized, end-to-end personal loan origination solution that included multiple journeys, API integrations, and calculation logic within a few months
- Dramatically increased customer acquisition and engagement via digital channels with a completely seamless digital user experience, while lowering the customer acquisition costs by 30%
- 120% revenue growth across key product lines.
- 60% growth in customer base.
- Onboarding now takes just 6 minutes.
- Over 15,000 BNPL orders placed
- EUR 1 million in sales generated
- Launched both BNPL and Slice products
- Revamped customer experience by enabling a 100% digital lending platform for SME and retail customers while maintaining regulatory compliance.
- Delivered a completely digital end-to-end omni-channel lending solution in weeks.
- Boosted operational efficiency with paperless processes, shrinking new clients’ time-to-money from 3 days to just under 15 minutes.
- Launched both Pay Later and Slice BNPL options
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