The AI Platform for Financial Product Operations
Configure, price, launch, and evolve financial products with governed AI, a unified data foundation, and full audit trail — without touching your core.
Configure, price, launch, and evolve financial products with governed AI, a unified data foundation, and full audit trail — without touching your core.
80+
Customers across banking and insurance globally
Work that used to take days takes minutes. Dex is purpose-built for financial services — it understands product structures, compliance rules, and workflow schemas.
Work that used to take days takes minutes. Dex is purpose-built for financial services — it understands product structures, compliance rules, and workflow schemas. Configure products, automate workflows, and map integrations in plain language.
Work that used to take days takes minutes. Dex is purpose-built for financial services — it understands product structures, compliance rules, and workflow schemas.
12 wks
Avg. time-to-live per new product
4–6×
Faster rollout via Data Core reuse
>40%
Cross-sell ratio improvement
$15
Customer acquisition cost (vs $560–790 before)
500+
Integration projects delivered globally
Unified Product Operations Engine
Pre-built functional engines across the full financial product lifecycle — from configuration and pricing to origination, servicing, and monitoring. 100% API coverage. No core from configuration and pricing to origination, servicing, and monitoring. 100% API coverage. No core replacement required.
12 wks
Avg. time-to-live per new product
4–6×
Faster rollout via Data Core reuse
>40%
Cross-sell ratio improvement
Agentic Workflow Orchestration
Deterministic BPMN execution combined with SOP-driven agentic orchestration. Automates complex financial operations in regulated environments — policy guardrails, full traceability, human-in-the-loop controls.
Tasker: bounded specialist
Automator: multi-system processor
Collaborator: human-in/on-the-loop interface
Orchestrator: workflow governor
12 wks
Avg. time-to-live per new product
4–6×
Faster rollout via Data Core reuse
>40%
Cross-sell ratio improvement
Data Core
Stop building pipelines. Start building Data Products. Data Core decouples data access from transactional systems — creating a reusable, API-first foundation. Build once, reuse everywhere across products, workflows, and analytics.
12 wks
Avg. time-to-live per new product
4–6×
Faster rollout via Data Core reuse
>40%
Cross-sell ratio improvement
Works above the stack you already have.
FintechOS doesn’t replace your existing infrastructure — it sits above it. Data Core connects to every major core banking system, policy administration platform, and ecosystem provider through pre-built, governed connectors. No rip-and-replace. No big bang migration.
Banking Cores
Ecosystem & Data Providers
Insurance Cores & PAS
Results from institutions like yours.
- InsurancePet Insurance
Independently verified. Governed by design.
Leading Challenger in EU Retail Banking
“Highest value-for-money. Ability to execute on innovation, with a strong track record across lending, deposits, and digital origination.”
Also listed: US Commercial Loan Origination · APAC Life & P&C Insurance
2025
Recognized Alternative to Big-Bang Core Modernization
“The shelf life of core systems has ended. The future will be platforms like FintechOS. An alternative to the all-in approach that often leads to a core melt-down.”
2025
BIAN · ACORD · ISO 20022 Native
Native alignment to global financial services standards. Built for regulated environments — from KYC/AML through underwriting decisioning, claims processing, and cross-border product operations.
Build the Future of Finance
With FintechOS, financial institutions can continuously design, launch, and evolve products across banking and insurance.
Questions we hear from our clients
Lorem ipsum dolor sit amet consectetur. Facilisis nulla sodales amet auctor at ut. Vitae accumsan eu sed ut eleifend in. Nibh varius cum gravida pretium etiam placerat.
What is Dex, and how is it different from a generic Al chatbot?
For banking — no, and that’s by design. FintechOS sits above your existing core (Fiserv, Jack Henry, Temenos, FIS) and lifts product logic, pricing, and workflow execution above it. For insurance, it can optionally replace the PAS progressively over time. We have customers running alongside Guidewire, Sapiens, and Instanda, and others who have fully replaced their PAS.
How does FintechOS handle Al governance and regulatory auditability?
For banking — no, and that’s by design. FintechOS sits above your existing core (Fiserv, Jack Henry, Temenos, FIS) and lifts product logic, pricing, and workflow execution above it. For insurance, it can optionally replace the PAS progressively over time. We have customers running alongside Guidewire, Sapiens, and Instanda, and others who have fully replaced their PAS.
What does Data Core do differently from a standard integration layer?
For banking — no, and that’s by design. FintechOS sits above your existing core (Fiserv, Jack Henry, Temenos, FIS) and lifts product logic, pricing, and workflow execution above it. For insurance, it can optionally replace the PAS progressively over time. We have customers running alongside Guidewire, Sapiens, and Instanda, and others who have fully replaced their PAS.
Do we need heavy IT involvement to configure products or workflows?
For banking — no, and that’s by design. FintechOS sits above your existing core (Fiserv, Jack Henry, Temenos, FIS) and lifts product logic, pricing, and workflow execution above it. For insurance, it can optionally replace the PAS progressively over time. We have customers running alongside Guidewire, Sapiens, and Instanda, and others who have fully replaced their PAS.
Is a sandbox or trial environment available?
For banking — no, and that’s by design. FintechOS sits above your existing core (Fiserv, Jack Henry, Temenos, FIS) and lifts product logic, pricing, and workflow execution above it. For insurance, it can optionally replace the PAS progressively over time. We have customers running alongside Guidewire, Sapiens, and Instanda, and others who have fully replaced their PAS.
Which product types and verticals are supported out of the box?
For banking — no, and that’s by design. FintechOS sits above your existing core (Fiserv, Jack Henry, Temenos, FIS) and lifts product logic, pricing, and workflow execution above it. For insurance, it can optionally replace the PAS progressively over time. We have customers running alongside Guidewire, Sapiens, and Instanda, and others who have fully replaced their PAS.