Digital Account Opening
& Deposits
Differentiate with frictionless digital account opening
experiences and personalized products
Break free from inflexible core systems
and digital banking solutions
Regain control of your digital banking experience and offer high-quality account opening journeys
and tailored products that will attract depositors and increase share of wallet.
The best part? You’ll see the results in a matter of weeks, not years.
Meet the Solution
Give members a fast, intuitive omnichannel account opening experience
Whether opening an account online or in-branch, ensure depositors have a great experience that is unique to your brand. Offer intuitive journeys on mobile and web with a stellar look and feel and give applicants, tellers, and brokers the ability to start, stop, and continue applications later or on a different channel without repeating steps.
Reduce onboarding time and costs while ensuring compliance
Simplify the account opening process and give depositors immediate access to their accounts. Digitize and automate application data entry, KYC, AML, and account funding processes using your existing data and leading third-party providers.
Gain competitive edge with personalized products and value-added offers
Increase acceptance rates by offering tailored product recommendations on digital journeys, branch, and call center. Easily change product rates, introduce new offers or bundle partner services as competitors come up with new offerings, interest rates change, or new regulations are introduced.
Use Cases
Retail Banking
From digital onboarding to loans and credit card applications to digital deposits and mortgages, engage consumers with the experiences they expect.
Small Business Banking
From digital account opening to lending to creating new offerings like business insurance, grow your small business footprint with customer-centric solutions.
Account Opening
Create a frictionless digital account opening journeys built with customer experience in mind.
Deposits
Enable seamless depositing to increase your share of wallet and provide a better customer experience.
Customer Results
60%
Customer base growth in 6 months
80%
Reduction in onboarding time
30%
Lower customer acquisition costs
“To the banks who are looking for a reliable IT partner who can help them bring the digital sales channels fast to the market in a reliable and consistent way, I would definitely recommend collaboration with FintechOS.”
Maja Mikic
Executive Director for Digital Transformation
BRD – Groupe Société Générale
Platform Features
Craft exceptional digital experiences that captivate users with pre-built flows and industry-leading UX/UI best practices. Configure flows to your unique products and brand, setting your institution apart from the competition.
Appeal to younger customer segments with tailor-made products and bundled deposit offers, featuring popular partner products and subscriptions such as Amazon Prime, Spotify, and fintech services like Acorn.
Streamline identity verification by integrating with leading KYC and AML providers. Empower applicants to seamlessly scan their ID documents using a mobile or web device while ensuring authenticity with liveness checks and robust fraudulent document detection.
Define contract templates and automatically merge them with applicant data. Connect with DocuSign using pre-built connectors, opt for secure OTP verification via SMS, or integrate with any another provider of choice. Instantly send and store documents for compliance and traceability.
Enable depositors to fund new accounts using existing cards, bank accounts, or Google/Apple Pay. Leverage pre-built Stripe integrations or connect to any other system or payment processing platform via APIs.
Leverage applicant data to provide personalized recommendations for ideal plans and packages. Seamlessly offer additional options like deposits, checking accounts, credit cards, personal loans, or insurance.
Take a closer look at the platform.
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