New White Paper! Embedded Finance for Credit Unions and Regional Banks: A Building-Block Approach – in partnership with American Banker

Increase profitability with personalized products and digital journeys

Whether you want to enter new lines of business, create personalized offers for existing products or support your existing book of business, FintechOS works with any existing system and enables you to innovate at speed while keeping costs low.

The modernization imperative

The Modernization Imperative for Insurance

The insurance industry is at a crossroads. Carriers recognize the urgent need to modernize legacy systems and business processes to meet rising customer expectations, capitalize on emerging technologies, accelerate speed to market, and remain competitive.

Download our report, in partnership with Datos Insights, to explore key drivers and challenges of modernization and the strategic approach to stay ahead in a rapidly evolving landscape.

Get the report

Launch any product across any line of business

Break into new customer segments and increase share of wallet by getting new personalized insurance products and offers to market in weeks.

Learn how Admiral was able to get to market quickly with a new pet proposition
dinamically evolve insurance coverage

Reimagine distribution with high-quality omnichannel experiences

Create frictionless Quote & Bind digital experiences for customers, brokers, agents, MGAs and embedded using your existing team and skills.

Learn how this global insurer slashed onboarding time to 6 minutes
indicative quotes

Reduce cost ratios with streamlined servicing

Easily manage and automate policy administration and servicing with custom workflows and intuitive back-office portals that give employees the information and capabilities they need.

Learn how this global insurer reduced costs from outdated processes and grew its revenue by 120%
Reduce operational costs in insurance

Fintech Enablement Platform

Break free from inflexible systems

Create a flexible product and experience layer that augments your existing systems. Give business users the ability to respond quickly to new market opportunities and regulatory changes without having to wait on an IT or vendor roadmap.

Self-Service No-Code/Low-Code

Leverage easy to use tools to define, distribute, service and update products and journeys across any line of business, without having to write code.

Self service
Customizable Accelerators

Start with prebuilt digital journeys, insurance product definitions, data models and Insurtech ecosystem connectors, and configure them to your unique needs.

customizable accelerators
Data at the Core Architecture

Unify existing customer data and enrich it with third-party sources to personalize products and journeys.

data at the core FintechOS platform
Composable Business Capabilities

Support new products and offers by supplementing your core with new capabilities, fully integrated into existing technology.

composable business capabilities
Self service
customizable accelerators
data at the core FintechOS platform
composable business capabilities

Start anywhere, build anything

Whether you want to add covers to existing products, create personalized propositions or go into new lines of business, FintechOS grows with your business.

Property & Casuality Insurance

  • Personal P&C
  • Commercial lines
  • FNOL & claims

Learn how this global insurer grew its revenue 120%

Health & Life Insurance

  • Individual health
  • Corporate health
  • Term life

Read how insurtech is making insurance a necessity

Embedded Insurance

  • Embedded P&C
  • Embedded health
  • Embedded life

Learn how this global insurer increased its customer base 60%

Real ROI for every team

 

Product

The FintechOS platform gives you the ability to innovate continuously. You can bring new forms of coverage to market more quickly than ever. You can proactively respond to market conditions without being held back by legacy systems that can’t keep up with the pace of product innovation.

  • Reduce time-to-market
  • Personalise products
  • Create customer journeys

Distribution

Provide faster and more convenient ways for Agents and Brokers to interact with your company through digital channels. Enable automated decisioning to rapidly onboard new customers.

Launch new digital journeys direct to customers and through bespoke branded website or portals with partners.

  • Multiple data enrichments
  • Rapid deployment across different channels
  • Rating and pricing at customer/benefit level

Operations

Create intuitive customer digital journeys to avoid unnecessary calls into contact centre teams. Eliminate paper-based processes with advanced workflow management and case management, significantly improving efficiency across Operations teams. Guided processes allow for shorter training programs for onboarding new colleagues.

  • Improve customer satisfaction metrics (NPS, CSAT)
  • Increase efficiency and processing rates
  • Accelerate training times and reduce colleague attrition

Claims

Create intuitive customer digital journeys to avoid unnecessary calls into contact centre teams. Eliminate paper-based processes with advanced workflow management and case management, significantly improving efficiency across Operations teams. Guided processes allow for shorter training programs for onboarding new colleagues.

  • Improve customer satisfaction metrics (NPS, CSAT)
  • Increase efficiency and processing rates
  • Accelerate training times and reduce colleague attrition

IT

The FintechOS platform enables you to think beyond managing your legacy infrastructure and build a bridge to the latest technologies. Support your business with true innovation and focus on building new technology instead of maintaining out of date systems.

  • Integrated data from existing infrastructure
  • Benefit from ecosystem functionality
  • Build customer journeys faster with modular Automation Blocks

Underwriting

Integrate data from new sources to support smarter underwriting capabilities. Experiment with AI, telematics and real-time underwriting, enabling the development of innovative products.

Navigate future challenges using automation and a sophisticated rule engine.

  • Easily integrate new data sources
  • Tap into new insights enabling wider variety of risk coverage

What do customers say about FintechOS?

“Our focus at Admiral is on providing high quality, high value products and services to our customers. With the FintechOS platform, we were able to meet our aggressive launch deadline, while also delivering an innovative digital pet insurance solution “

Pritpal Powar
Head of Pet, Admiral Group

“My decision on transformation was one of empowerment. Empowering our staff and empowering our clients allows us all to unify the best of Howden Insurance Brokers; ensuring Howden drives change, rather than be driven by it.”

Mark Westgarth
Managing Director, Howden Insurance

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Learn how you can get up and
running with your solution in 12 weeks.​

Request a demo
FintechOS