New White Paper! Embedded Finance for Credit Unions and Regional Banks: A Building-Block Approach – in partnership with American Banker

Some of our amazing customers

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Admiral logo grey FintechOS
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vibrant logo gray FintechOS
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Experience unmatched agility and speed

Tower Community Bank play-icon

“For anyone looking to elevate their digital services, FintechOS is the partner you’re looking for, and they were unquestionably the right choice for us.”

Brett Hollenbeck

Digital Banking Director

Tower Community Bank

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“Over the past year, Vibrant has been able to originate $40 million in new loans that we wouldn’t have been able to generate prior to bringing on the FintechOS platform.”

Matt McCombs

President & CEO

Vibrant Credit Union

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“Our [FintechOS-enabled] online onboarding experience was recognized as the best in Europe and North America.”

Constantin Mares

Chief Digital Officer

OTP Bank

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“FintechOS doesn’t have the limitations we’ve found with other products…. FintechOS differentiates us from other companies.”

Kevin Knorr

Chief Information Officer

MHG Insurance


Change the way you define, distribute, underwrite, service, and manage insurance and banking products

10x Faster
Time to Market

Define and distribute new propositions faster, with a no-code product designer, pre-built product templates, and ecosystem connectors.

30% Lower
Operating Costs

Create digital account opening, loan origination, and quoteandbind journeys, and automate processes like credit decisioning, underwriting, KYC, and AML.

2x Growth
in Revenue

Integrate ecosystem products into your offers and distribute them through partner websites and points of sale. Continuously optimize your portfolio with real-time product and journey analytics.

Fintech Enablement Platform

End-to-end banking and insurance product management

The FintechOS platform works with your existing systems, enabling you to innovate faster with no-code/low-code and pre-built capabilities for product and journey definition, servicing, policy administration, billing and collections, claims, and partnership management.

Digitalize existing financial products and journeys

Embed financial products in non-traditional distribution channels

Bundle financial and non-financial partner products

Build completely new products and engage in new channels

Low-Code/No-Code Studio • Digital Product Factory • Digital Journey Designer • Composable Data Core • Accelerators • Ecosystem Connectors • Automated Core Servicing • Fintech Academy • Analytics • Underwriting • Digital Experience Portal

Learn about our customer results

Societe Generale FintechOS
  • 80% reduction in onboarding time
  • 30% lower customer acquisition cost
  • 95% customer satisfaction rate
Read the customer story
tower logo big FintechOS
  • Launched embedded lending product in weeks
  • Opened new revenue channel
  • Significantly grew loans and deposits
Watch the video
admiral logo FintechOS
  • Achieved quick time to market
  • Met Admiral’s high standards for customer experience
  • Integrated with ecosystem partners
Read the customer story
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  • Originated $40 million in loans within first six months
  • $100 million in loans projected for 2024
  • Presence in ~300 retail partner locations as the POS lending solution
Vibrant Credit Union: Breaking Industry Barriers with Embedded Lending 
Read all customer stories

Create and expand
new revenue streams – now

Slow time to product launch means slow time to revenue growth. FintechOS enables you to launch new or reimaging existing digital banking and insurance products faster – without replacing your core systems.

Personal Finance

  • Account opening & deposits
  • Loan origination & servicing
  • Retail mortgages

Read how BRD Soc Gen lowered costs by 30%

Commercial Banking

  • Customer onboarding
  • Commercial loans
  • Trade finance

Read how business lending is being disrupted

Embedded Finance

  • BNPL/split payments
  • Point of sale loans
  • E-commerce lending

Read how tbi bank embedded lending with 10,000 merchants

Property & Casualty Insurance

  • Personal P&C
  • Commercial lines
  • FNOL & claims

Learn how this global insurer grew its revenue 120%

Health & Life Insurance

  • Individual health
  • Corporate health
  • Term life

Read how insurtech is making insurance a necessity

Embedded Insurance

  • Embedded P&C
  • Embedded health
  • Embedded life

Learn how this global insurer increased its customer base 60%

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Launch new and reimagine existing products, offers, and onboarding journeys

Request a demo