Introducing the latest updates to FintechOS Evolv

These enhancements mark a big step forward in simplifying financial technology, unlocking faster innovation, smarter insights, and seamless connectivity built for enterprises.

These release innovations tie directly into our go‑to‑market expansion, with a few key highlights:

• Deepened ties with European insurers and MGAS. FintechOS is now one of the fastest‑growing tech partners in the industry.
• Accelerated lending partnerships across Europe, teaming up with banks and alternative lenders to drive transformation.
• In the US, credit unions and CUSOs are testing and rolling out FintechOS as a one-stop origination platform for every product line.
• Expanded collaborations with GSIs, core and digital platform providers, plus specialized ecosystem partners.

Role‑Specific Benefits

• Business teams: Instant value from ready-to-use solution templates. Choose from a library of over 50 product types and customer journeys.
• Business consultants & solution architects: Complexity slashed by the new Workflow Designer, which sets a new standard in configurability, organizing logic around data domains and enabling drag-and-drop integration with an ever-growing services catalogue.
• Developers: Full‑speed parallel work enabled by local sandboxes tailored for team development, plus major CI/CD and SDLC enhancements for faster, safer, automated delivery.
• Data & Integration Engineers: Leverage Data Core, our data integration platform, to securely connect any service, data source, or system, with industry‑leading lead times for new data products and integrations.

Meet Dex: Your AI Copilot for FintechOS

Feeling overwhelmed by the scale of these updates? Dex has your back. Whether you’re a business or tech user, Dex provides AI-powered guidance at every step. And the best part?

Dex is now available to everyone, at no extra cost, in its Community edition.

New Capabilities in FintechOS Evolv

1. Smarter, Faster, and More Configurable Workflows

We continued investments in our Workflow Engine to enable teams to build complex, highly customized journeys and business processes – all without writing code.

Key Workflow Designer Enhancements

• Structured data domains: fully define data objects, dictionaries, relations and cardinality, and an extended list of attributes at workflow level.
• Integration catalogue: design time access to all Data Core and DCI integrations.
• Service catalogue: design time access to all Product Factory and Composable Back-Office services.

Key UI Designer Updates

• New controls like sliders, collapsible titled panels, and flexible button behaviors.
• New configurations over user inputs, helping ensure data quality, regulatory compliance, and better end-user experience.

(New) Logic Block Designer

• Define and manage complex logic for UI and data without writing code, or by combining no-code and low-code approaches. Examples: complex conditions based on flow data, same logic triggered by multiple events, multiple logic blocks on the same event.
• Visual tool that helps define how a solution behaves in response to user actions or data changes. This is especially powerful for building dynamic customer journeys without heavy reliance on development teams.

2. Modern, GIT-driven development experience, architecture alignment with the no-code capabilities, and various low-code improvements

The developer experience just got better with FintechOS. You asked, we have delivered.

(New) Local Development Sandbox

• Dedicated environment (based on Kubernetes) on the developer machine that mirrors the shared development setup of the team. It enables parallel development, allowing multiple developers to work on the same components or files independently—without conflicts or interference. This setup supports faster testing, debugging, and iteration, while maintaining stability in the shared environment.
• Full GIT integration for source control.
• Real-time view logs from App Insights in developer console.

CI/CD Enhancements

• Package and deploy Business Rules (logic defined using formulas) as part of your CI/CD pipeline: for example, a premium calculation rule defined with the Formula Engine can now be tracked and deployed like code.
• Service accounts deployment: easily import or export system-level user credentials across different Digital Assets (FintechOS packaging units), improving portability and reusability.
• Support for hotfix deployment: focused deployment of solution packages that contain actual changes and are flagged as hotfix, using CLI.
• GIT CI/CD actions for building and deploy in CI/CD staging: trigger build and deployment actions directly from GIT-based workflows.

Code Architecture

• Define endpoints, parameters, and grant roles for Business Service Components routes

3. Incremental updates to Product Factory and Composable Back-Office

Product Factory

• New product type templates: FintechOS now includes more than 30 distinct product templates across banking and insurance verticals, e.g. secured/unsecured lending, general insurance etc.
• Product APIs: new set endpoints to expose product and offer details, including pricing, underwriting, and eligibility rating indicators, with enhanced validation and error handling mechanisms.
• Seamless product export/import between different environments: export/import of formulas, datasets, lexicon terms, and option sets, while improving validation and reuse within the product context.
• Enhance e2e experience for complex products with complex formula: improves formula and configuration management by enforcing product-level scoping, enabling cloning, versioning, and editing.
• Structured Lexicons: out-of-the-box, industry-specific lexicons, to enable classification of terms using pre-defined categories.

Composable Back Office (specifically for core insurance use cases)

• Bulk Operations Enhancements in Policy Admin: specific improvements, including areas such as start date changes and Excel-based policy import and cancellations.
• API Improvements in Policy Admin: for example, to automate payment correction, payment allocation and approve cancellations.
• Task Management: possibility to group tasks for a business case, new APIs and simplified settings for more straightforward setup and maintenance.
• Future-Dated Policies: the ability to generate future-dated policies under a master contract.
• Backdate Coverage Updates: alteration types now support retroactive updates for coverage and insured objects.
• Installment Due Dates Definitions: for additional premium payments during alterations.

4. Evolution of Data Core, a cloud native data integration platform to securely connect any service, data or system, with exceptional lead time for new data products and integrations.

Key Updates for Data Core

• Connectivity: 300+ adaptors for technology, cloud providers and data platforms; support for Enterprise Integration Patterns; Domain Specific Language for building data connectors; support for Sync & Async types of interactions; event-based integration
• Automation: platform-provided GitHub templates; static code analysis; security vulnerability scanning; container-based encapsulation; promotion pipelines for development, staging, and production; rollback support for production changes
• Security: managed network isolation based on an organization and tenants’ structure; managed VPN-based connectivity; Identity Management to administer users and roles, and API security based on the OIDC standard; secrets management
• Observability: automated exception log capture; detailed trace capturing; detailed audit logs for requests and responses of data connectors; retention policies for logs and traces; heartbeat and health monitoring

Ecosystem Connectors as a Service

• More than 55 industry-specific ecosystem connectors available as a service, with a lead time to deliver new data connectors from 2-4 weeks (for typical SaaS providers) to 6-8 weeks (for more complex integrations such as core systems).
• Native cloud platform aligned with reference architectures and standards such as BIAN, ACORD, and ISO 20022.

5. Introducing the FintechOS Agentic Workforce – a collection of AI-powered assistants and agents designed to boost productivity across key business and service domains.

The FintechOS Agentic Workforce is a suite of AI-powered assistants and agents designed to enhance productivity across key business/service domains, including Underwriting, Claims Processing, Risk, Compliance, and AML.

Dex, the first instance of the Agentic Workforce, is a true copilot for teams implementing FintechOS solutions.

How Dex Helps

• Jumpstart delivery with a comprehensive repository of pre-built financial products and customer journey templates tailored to your project requirements.​
• Go beyond the available configurations by utilizing code snippets, best practices, and documentation that support advanced customizations.​
• Understand and extend core solutions in banking and insurance with clear, expert-driven guidance.

We’re inviting customers and partners to register for the community edition of Dex and activate this benefit immediately in their initiatives with FintechOS.

The FintechOS Agentic Workforce is built on Agentic Architecture, a robust and scalable framework, structured in distinct, interconnected layers, designed for scalability, domain specialization, regulatory alignment, and future expansion. It integrates intelligent agent orchestration, robust knowledge systems, and continuous learning to optimize digital financial services.

Key Components of Agentic Architecture

• Input Layer: serves as the foundational interface for user interactions and system-generated events.
• Agent Orchestration Layer: coordinates interactions between multiple specialized AI sub-agents, ensuring smooth, context-aware transitions and decision flows.
• Specialized AI Agents Layer: hosts dedicated agents, each focused on specific functions and equipped with deep domain expertise.
• Data Storage & Knowledge Repositories Layer: provides the foundational storage infrastructure that enables the semantic retrieval of relevant data, insights and templates.
• Output Layer: delivers actionable insights, structured information outputs, ensuring transparency of AI-driven recommendations.
• Foundational Safeguards Layer: ensures comprehensive security, regulatory compliance, ethical use, and seamless integration throughout all AI interactions within FintechOS.

Looking Ahead

This release is more than an update to Evolv. It’s a step into the future of configurable, intelligent, and compliant digital transformation. Whether you’re designing new products, scaling operations, or embedding AI into every interaction, FintechOS gives you the tools to move at market speed with confidence.

Want to see these capabilities in action? Book a demo or visit our documentation hub.

FintechOS

FintechOS is an AI-driven product engine that integrates seamlessly with banks’ and insurers’ existing systems. Its low-code capabilities and composable architecture accelerate digital transformation, enabling rapid innovation without replacing core infrastructure. Financial institutions use FintechOS to create, onboard, distribute, and manage products efficiently while enhancing compliance and decision-making. By delivering personalized, data-driven experiences, FintechOS helps reduce costs and risks associated with traditional tech transformations. Over 50 clients, including Société Générale, Howden Group, and Admiral Group, trust FintechOS to modernize infrastructure, expand into new markets, and adapt to new business models.