Get to market faster and improve collaboration with an intuitive, sentence-based product definition
Ensure all teams members are aligned on the definition of financial products. The new product designer employs an industry-first, highly optimized, sentence-based interface that makes product definition fast, intuitive, and easy to communicate with other team members.
Target customer segments quickly with bundled product offers
Take advantage of market opportunities by combining financial and non-financial products and services into offers targeted to specific customer segments. Get to market quickly by building offers on top of products that have already been vetted by compliance teams.
Increase acceptance rates with flexible, automated credit decisioning
From easiest to the most complex, implement eligibility criteria in layers that allow you start with simple rules and gradually build up to support complex formulas. Paste in formulas directly from Excel to allow teams to continue working with the tools they use today.
Generate compelling offers harnessing the power of Generative AI
The first of many features built on top of a new set of foundational AI services, offer descriptions can be automatically generated within the product designer using Generative AI and based on the scope of the offer.
Simplify your product portfolio by targeting multiple customer segments with a single product
Avoid the challenge of managing hundreds of different product permutations to increase personalization. Instead, with the new product designer, define different customer segments and associate them with pricing, eligibility requirements, and more – all within the same base financial product.
Increase customer journey conversions and improve applicant experience
FintechOS 24 includes improvements to flow mapping, UI design, and revamped UI templates covering a broad set of banking and insurance use cases. Rapidly customize flows and UX/UI to your unique products, customers, and brand with a no-code/low-code approach.
GAI across the FintechOS stack
Access a text-based natural language interface from anywhere inside the FintechOS platform, from defining products and offers to designing customer journeys.
A futureproof GAI strategy
Easily add or change the underlying language models being used to support new use cases and take advantage of this rapidly evolving space.
Built-in “explainability”
FintechOS AI services include the ability to generate and log explanations for each recommendation that is made.
Policies for generated content
Specify policies governing the content that is created by GAI. Policies can be used to ensure no personal data is included in the output, a top concern for financial institutions.
Reduced hallucinations
Significantly reduce the risk of GAI hallucination. The same request is issued multiple times and then another language model is used to select the best result.
Enterprise-grade SaaS
The FintechOS AI services are deployed using a SaaS-based approach that enables a separate upgrade schedule and rapid iteration of capabilities.
Extend OOTB solutions and components with the powerful tools that developers expect
Reduce friction and increase productivity by providing development teams with familiar tools to create new capabilities and extend the pre-built capabilities delivered with the FintechOS platform. The FintechOS code editor is built on top of the open-source Code-OSS project, the same code base that underpins Microsoft Visual Code.
Developers get powerful code editor capabilities in their browser while the organization reduces risk
The FintechOS code editor provides capabilities such as tool integration (GitHub, SonarQube, etc.), autocomplete, syntax highlighting, formatting, debugging, and more. Access is browser-based, removing the need to install any local software and enabling developers to work from any computer with access to the FintechOS platform. Certain capabilities that present a security risk have been removed from the code editor, such as the ability to access the file system or browse other projects.
Align code deployment approaches with current enterprise standards and improve code quality
Allows teams to use GitHub directly from the FintechOS code editor to manage the deployment of FintechOS packages. Reduce friction with DevOps teams by integrating with existing standards and processes for code deployment. Improve code quality, reliability, and readability with integrations to tools like SonarQube. Improve operational efficiency through the use of tools like JIRA to manage the CI/CD pipelines. Accelerate FintechOS deployments by automating the packaging of solutions into the correct structure.
Increase deployment flexibility
The FintechOS 24 release can be deployed to other platforms that support Kubernetes, including options for public or private cloud as well as self-managed installations.
Scale your business critical applications without limits
Many traditional deployment methods struggle to efficiently scale applications up or down to handle varying workloads. Kubernetes provides robust auto-scaling capabilities, making it easier to adapt to changing traffic patterns without manual intervention.
Simplify high availability and fault tolerance
Ensuring high availability and fault tolerance can be challenging with traditional setups. Kubernetes offers features like self-healing and rolling updates, making it easier to maintain application availability even in the face of hardware or software failures.
Address compliance and security challenges
Kubernetes offers features and best practices for enhancing security and compliance, making it a suitable choice for organizations in regulated industries or those with stringent security requirements.