Accelerate banking innovation
Your success depends on growing deposits, accessing new profit pools, and reducing servicing costs. Yet legacy tech hampers innovation. FintechOS works with your existing tech, and lets you launch new or reimagined products, digital journeys, and back-office workflows up to 10 times faster.
Remove barriers to growth
FintechOS works alongside your existing systems, enabling you to innovate at the pace the market demands.
Meet the Solution
Launch digital products across any line of business
Capture new business opportunities in underserved and emerging segments by getting new personalized products and offers to market in weeks.
Learn how Tower Community Bank is reinventing itself
Build high-quality digital journeys
Leverage your existing team and skills to create self-service and assisted digital account opening and loan origination journeys on web and mobile.
Learn how First Bank reduced time-to-yes for customers
Reach customers at a lower cost and break into new customer segments by easily embedding financial products into partner channels.
Learn how tbi bank embedded their products across 10k merchants
Enable innovation
Give business users intuitive tools to define, distribute, service, and update financial products across any line of business without having to wait on an IT or vendor roadmap or resources.
High quality digital customer experience
Craft exceptional digital experiences that captivate users with pre-built flows and industry-leading UX/UI best practices. Configure flows to your unique products and brand, setting your institution apart from the competition.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Personalized value-added offers
Appeal to younger customer segments with tailor-made products and bundled deposit offers, featuring popular partner products and subscriptions such as Amazon Prime, Spotify, and fintech services like Acorn.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Instant KYC and AML
Streamline identity verification by integrating with leading KYC and AML providers. Empower applicants to seamlessly scan their ID documents using a mobile or web device while ensuring authenticity with liveness checks and robust fraudulent document detection.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Automated contract generation and e-signatures
Define contract templates and automatically merge them with applicant data. Connect with DocuSign using pre-built connectors, opt for secure OTP verification via SMS, or integrate with any another provider of choice. Instantly send and store documents for compliance and traceability.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Seamless account funding
Enable depositors to fund new accounts using existing cards, bank accounts, or Google/Apple Pay. Leverage pre-built Stripe integrations or connect to any other system or payment processing platform via APIs.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Cross-sell and up-sell
Leverage applicant data to provide personalized recommendations for ideal plans and packages. Seamlessly offer additional options like deposits, checking accounts, credit cards, personal loans, or insurance.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Start anywhere and expand
Existing business lines or new, FintechOS grows with you: start small and scale fast.
Retail Banking
From digital onboarding to loans and credit card applications to digital deposits and mortgages, engage consumers with the experiences they expect.
Small Business Banking
From digital account opening to lending to creating new offerings like business insurance, grow your small business footprint with customer-centric solutions.
Embedded Finance
From POS lending to BNPL, tap into new revenue streams by embedding personalized products, reaching more customers at a lower cost with new distribution channels.
Real ROI for every team
Business
The FintechOS platform enables you to design personalized products and customer journeys while radically reducing time-to-market. Update your existing offerings and design your own removing the strain on your IT department.
- Reduce time-to-market
- Personalise products
- Create customer journeys
Business
The FintechOS platform enables you to design personalized products and customer journeys while radically reducing time-to-market. Update your existing offerings and design your own removing the strain on your IT department.
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Marketing
The FintechOS platform enables you to design personalized products and customer journeys while radically reducing time-to-market. Update your existing offerings and design your own removing the strain on your IT department.
- Reduce time-to-market
- Reduce time-to-market
- Reduce time-to-market
- Reduce time-to-market
What do customers say about FintechOS?
“Time is a precious resource, and now, with a smartphone only, our customers can get approved for financing in up to ten minutes through a simple and intuitive flow…”
Mircea Balica
“Working with FintechOS, we’ve learned even more that we need to make everything we do customer-centric. The customer experience needs to be our sole focus and we want to offer the best customer journeys on the market.“
Mihai Simionescu,
“It is not easy to innovate in a traditional banking market. But our desire to offer our clients a different financing solution, 100% online, was sustained by the boldness of our partner FintechOS. And it delivered.”
Kostas Tovil Senior
Learn how to unlock new business models at speed and at scale.
Request a demo