Innovate and grow new revenue
Buy now, pay later (BNPL) and point-of-sale (POS) lending are exciting growth opportunities and essential to staying competitive, yet limited access to tech talent and the complexity of legacy technology prevents many from moving forward. FintechOS simplifies BNPL and embedded lending, enabling you to launch embedded products within weeks, without changing out your tech stack.
global BNPL industry size by 2025 according to Bank of America
expected BNPL market growth, accounting for 13% of all global ecommerce payments by 2024
of consumers of all age groups are open to using BNPL when they’re shopping
How does FintechOS help?
Launch new products in 12 weeks
With the FintechOS platform, create and iterate PoS lending products without coding. Leverage product accelerators and FintechOS Kickstart to go to accelerate your time to value.
Innovate to drive revenue
Build personalized automated customer journeys that engage consumers. Leverage data and third-party services to create innovative differentiated products that drive revenue.
Empower your business lifecycle
Remove your dependency on scarce tech talent. With the FintechOS platform, empower your team to service and expand your financial products more efficiently and at a lower cost.
Embeddable customer experience
Journey logic and orchestration for third-party front ends
Lending product factory
BNPL financial product factory, including eligibility logic
Business logic orchestration
Configurable, with data and automation across front end, merchant office, product management, and system administration
Complete control over channel integration, content, and localization
Composable business capabilities
Consumer, contracts, and transaction processing via optional subledger
Secure scalable development and hosting