BNPL and embedded lending
Buy now, pay later (BNPL) and point-of-sale (PoS) lending are a golden opportunity for banks, lenders, neobanks, and ambitious retailers
Buy Now Pay Later has exploded in popularity
The pandemic has driven a global fast-forward in ecommerce growth. In turn, this has supercharged interest in new, ecommerce-native methods of payment. BNPL is part of a wider family of new embedded payments and lending solutions that are disrupting traditional cards, loans, overdrafts, and checkout providers.
There’s no going back and the question for established banks and lenders is: will you try to stand against the trend or become part of the future?
global BNPL industry size by 2025 according to Bank of America
expected BNPL market growth, accounting for 13% of all global ecommerce payments by 2024
of consumers of all age groups in Western Europe are open to using BNPL when they’re shopping
Embedded lending product factory
The FintechOS platform empowers digital teams to create and iterate on PoS lending offerings without the need for advanced coding skills. Our platform empowers you to create new products in days, rather than months or years, following the changing market and consumers needs.
Innovative customer journey design
The FintechOS platform gives digital pioneers all the tools they need to build engaging, personalized, flexible customer journeys that will thrill modern consumers. With low-code/no-code creation and automation tools at their fingertips, financial services providers are only limited by their imaginations.
Lean full-stack business services
The innovations you build with the FintechOS platform don’t just end with the customer. Our system can empower your whole business lifecycle, providing the tools you need to adapt and grow your business into the future of financial services. From the core to the customer, you’ll be proud of your digital ecosystem.
How does FintechOS help?
Embeddable customer experience
Journey logic and orchestration for third-party front ends
Powerful lending product factory
BNPL financial product factory, including eligibility logic
Business logic orchestration
Configurable fintech infrastructure to work with data and automation across the front end, merchant office, product management, and system administration
Create unique offerings with complete control over channel integration, content, and localization
Lean core banking
Consumer, contracts, and transaction processing via optional lean core ledger
Prototype and go live fast with powerful, secure, scalable development and hosting
Start from pre-built digital journeys
Book a demo
Schedule a demo with FintechOS to walk through example customer journeys for BNPL and discuss the key points of how we support the creation of unique and compelling embedded product offersBook a demo