Embedded Finance
Lower the cost and risk of product innovation
in the era of ecosystem banking
Seize new opportunities with embedded finance, value-added offers, and banking-as-a-service
FintechOS enables banks to free product innovation from rigid core systems.
It provides a flexible, purpose-built platform for end-to-end financial product lifecycle management, allowing teams to quickly launch, distribute, service, update, and manage innovative financial offerings leveraging ecosystem partnerships.
Meet the Solution
Reach more customers at a lower cost with embedded finance and point-of-sale lending
Break into new customer segments by embedding existing or new products and offers into financial and non-financial partner channels. Quickly create digital loan origination and account opening journeys and embed them into partner websites and point of sale solutions using APIs. Personalize products and journeys to each channel’s unique needs by reusing core flows and product definitions and using visual models to make channel-specific configurations.
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Capture non-interest revenue with bundled, value-added offers
Increase share of wallet with value-added offers. Easily bundle your own products with other financial and non-financial ecosystem products like insurance, fintech budgeting, and personal investment apps, home and gadget repair services, and more. Define bundled offers easily using a no-code interface and connect to any partner products and subscriptions.
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Optimize your product portfolio by making fast, informed product decisions
Easily understand which products, channels and partnerships to retire, change, or double-down on with real-time visibility into product and offer performance. Track and evaluate revenue trends, profitability, usage, conversion, and more for each product and channel in real-time. Implement decisions quickly by making changes to products and offers using a no-code interface in a centralized product catalogue and manage product versions and dependencies.
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Deliver new products, offers, and journeys to millions of users with peace of mind
Automate decisioning rules and perform instant KYC and AML so you can process thousands of simultaneous applications. Leverage a cloud-native architecture, built-in redundancy, multiple availability zones, and industry-leading security practices to ensure you can spend your time focusing on business growth, while we take care of security, architecture, compliance, and governance.
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Use Cases
With FintechOS you can modernize traditional banking and insurance products, create value-added bundles, and launch embedded propositions fast, across any line of business.
Customer Results
FintechOS is the financial product engine of choice for some of the most exciting, innovative companies in banking and insurance.
“To the banks who are looking for a reliable IT partner who can help them bring the digital sales channels fast to the market in a reliable and consistent way, I would definitely recommend collaboration with FintechOS.”
Platform Capabilities
Accelerate and support your end-to-end financial product lifecycle
Dive In
More content curated just for you.
Report – Embedded Finance and Fintech Opportunities
Case Study – BRD: Digital Transformation Delivered in Under 8 Months
Webinar – Bridging the Gap: How to Win the Battle for Customer Experience
Learn how to unlock new business models at speed and at scale.
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