Personal Lending

Personalize personal lending

Growth in personal lending requires a frictionless digital experience that engages customers, yet risk management and a complex tech stack make this impossible for most to achieve.  FintechOS helps you overcome these challenges, letting you fast forward with personalized lending products that plug into your existing infrastructure.

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faster onboarding of new customers

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lower acquisition costs

95%

customer satisfaction amount new and existing account holders

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How does FintechOS help?

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User experience that delights
Remove customer friction with automated digital journeys delivered when and where they are needed
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Personalized products
Empower your team to configure the right products and customer journeys 
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Flexible risk management
Create powerful scoring engines that leverage data from your systems and integrate with any third-party source.
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Everything you need
Access affordability, onboarding, origination, loan administration, and underwriting

“FintechOS has become our strategic partner. After multiple projects which helped us to reduce the time-to-money by 40 percent for our customers and roll out new products almost 10 times faster, we now provide a simple, bespoke, error-free digital customer experience. This is next-level customer engagement.”

Simina Baiasu IdeaBank

Simina Baiasu
Executive Vice President, Idea::Bank

Wow customers

Create differentiated products and deliver them on any channel with digital journeys that are paperless, personalized, and simple.

Learn how BRD achieved a 95% satisfaction rate among new and existing customers

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Reduce time to money

Streamline digital journeys with enriched customer data, a flexible scoring engine, and automated KYC/AML checks.

Learn how TBI Bank reduced time-to-money from days to minutes

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Increase business agility

React quickly to changing market conditions, defining new or adjusting existing products and digital journeys.

Learn how Idea::Bank reduced product rollout time by over 90%

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application verification screen
one-time code verification application screen

Start with pre-built digital journeys

Simulation
Enable customers to determine lending needs
KYC
Connect your preferred KYC provider
Eligibility
Configure credit eligibility checks
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Digital Documents and Signatures
Remove need for in-person visits
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Tailored Offers
Promote other products during the journey

Start with pre-built digital journeys

Simulation
Enable customers to determine lending needs
facial recognition app screen
KYC
Connect your preferred KYC provider
application verification screen
Eligibility
Configure credit eligibility checks
one-time code verification application screen
Fingerprint icon
Digital Documents and Signatures
Remove need for in-person visits
compass icon
Tailored Offers
Promote other products during the journey

Learn how you can get up and running with your solution in 12 weeks.​

Request a demo