Small Business Insurance

Beyond vanilla: get personalized small business propositions to market fast

While small business needs vary widely, inflexible systems limit insurers’ ability to go beyond one-size-fits-all offers – leaving 58% of small businesses uninsured against their top risks. Tap into this underserved segment by quickly launching and servicing personalized propositions, while leveraging your existing data and systems. 

SME Insurance FintechOS

$100B+

of global banking revenue comes from small businesses

60%

of commercial gross written premiums (GWPs) are for small businesses

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of small businesses are not insured against their top 3 perceived risks

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How does FintechOS help?

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Hyper-personalization
Define perfect-fit products for different SME segments.
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Control your own data
Leverage our reference data models and customize them according to your unique business needs.
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Best-of-breed customer experience
Start from pre-built templates and create personalized customer journeys across digital channels for maximum engagement and retention.
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Flexible risk management
Create powerful scoring engines that leverage data from your systems and integrate with any third-party source.
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Quick to launch and service
Work with the FintechOS team, our partners, or do it yourself – we have you covered!

“In the SME space, you’re competing on very narrow margins. There’s a bigger focus to be able to add value through
technology and through risk management.”

Bunty Aranja

Bunty Aranja
Head of Business Architecture, Howden Group

Dynamically evolve insurance coverage

Our data-driven approach means you can offer SMEs tailored insurance and change the cover as their business grows.

dinamically evolve insurance coverage

Reduce operational costs

Bring automation to current manual, paper-based processes. Create portals to connect employees, customers, and partners.

Learn how Howden grew their book 120% while reducing operating costs

Reduce operational costs in insurance

Test new market propositions quickly

Our no-code/low-code approach means small non-technical teams can rapidly define and test new products, digital journeys, and more.

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SME Insurance screen 1
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Start with pre-built digital journeys

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Embedded insurance
Surface insurance offers in third-party sites
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Digital capture
Capture company and applicant data online
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Customer quotes
Propose products based on applicant data
KYC and AML
Built in ID verification and liveness check
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Digital documents and signature
Pull directly from accounting packages
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Declarations, Disclosures and Liability
Manage everything online
Proof of Coverage
Instant access to policy documents

Start with pre-built digital journeys

SME Insurance screen 1
Umbrella icon
Embedded insurance
Surface insurance offers in third-party sites
SME insurance screen 2
icon wireless black
Digital capture
Capture company and applicant data online
Icon communication black
Customer quotes
Propose products based on applicant data
KYC and AML
Built in ID verification and liveness check
sme insurance screen 5
Fingerprint icon
Digital documents and signature
Pull directly from accounting packages
SME Insurance screen 6
Black screen icon
Declarations, Disclosures and Liability
Manage everything online
SME Insurance slide 7
Proof of Coverage
Instant access to policy documents

Learn how you can get up and running with your solution in 12 weeks.​

Request a demo