Small Business Lending

Grow revenue with customer-centric small business lending

Small business financing needs are significantly underserved due to their unique and rapidly evolving needs. With FintechOS, banks can increase satisfaction with personalized products and journeys, while reducing operational overhead with increased automation.

20%

Of global banking revenue comes from small businesses

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In unmet financing needs for small businesses

90 days

Typical time to cash for small business lending

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How does FintechOS help?

Hyper-personalization
Define perfect-fit products for different small business segments.
Control your own data
Leverage our reference data models and customize them according to your unique business needs
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Best-of-breed customer experience
Start from pre-built templates and create personalized customer journeys across digital channels for maximum engagement and retention.
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Flexible risk management
Create powerful scoring engines that leverage data from your systems and integrate with any third-party source.
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Quick to launch and service
Work with the FintechOS team, our partners, or do it yourself – we have you covered!

“FintechOS has become our strategic partner. After multiple projects which helped us to reduce the time-to-money by 40 percent for our customers and roll out new products almost 10 times faster, we now provide a simple, bespoke, error-free digital customer experience. This is next-level customer engagement.”

Simina Baiasu IdeaBank

Simina Baiasu
Executive Vice President Idea::Bank

Increase small business satisfaction

Create differentiated products and deliver them on any channel with digital journeys that are paperless, personalized, and simple.

Learn how TBI Bank reduced time-to-money from days to minutes

Improve operational efficiency

Compete better in the market with automated KYC and AML checks. Create custom rules for different small business segments.

Learn how Idea::Bank was able to launch new financial products 10x faster

Empower your staff

Our no-/low-code approach means small non-technical teams can define new products, digital journeys, and more.

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simulation app screen
KYC
We're verifying your application app screen
upload loan document application screen
Digital signatures application screen
tailored offers application screen

Start with pre-built digital journeys

Simulation
Enable small businesses to determine lending needs
KYC
Integrate your preferred KYC ID provider
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Eligibility
Configure credit eligibility checks
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Documentation
Manage loan documents in a single location
Fingerprint icon
Digital Signatures
Remove need for in-person visits
overlapping discs
SME Financials
Integrate with financial packages to reduce paperwork
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Tailored Offers
Promote other products during the journey

Start with pre-built digital journeys

simulation app screen
Simulation
Enable small businesses to determine lending needs
KYC
KYC
Integrate your preferred KYC ID provider
We're verifying your application app screen
v chevron
Eligibility
Configure credit eligibility checks
upload loan document application screen
documentation icon
Documentation
Manage loan documents in a single location
Digital signatures application screen
Fingerprint icon
Digital Signatures
Remove need for in-person visits
overlapping discs
SME Financials
Integrate with financial packages to reduce paperwork
tailored offers application screen
compass icon
Tailored Offers
Promote other products during the journey

Learn how you can get up and running with your solution in 12 weeks.​

Request a demo