Digital Account Opening & Deposits
FintechOS is the world’s most advanced product engine, combining no-code/low-code, data and AI
Break free from inflexible core systems and digital banking solutions
Regain control of your digital banking experience and offer high-quality account opening journeys and tailored products that will attract depositors and increase share of wallet.
The best part? You’ll see the results in a matter of weeks, not years.
Meet the Solution
Give members a fast, intuitive omnichannel account opening experience
Whether opening an account online or in-branch, ensure depositors have a great experience that is unique to your brand. Offer intuitive journeys on mobile and web with a stellar look and feel and give applicants, tellers, and brokers the ability to start, stop, and continue applications later or on a different channel without repeating steps.
Learn more about FintechOS for banking
Reduce onboarding time and costs while ensuring compliance
Simplify the account opening process and give depositors immediate access to their accounts. Digitize and automate application data entry, KYC, AML, and account funding processes using your existing data and leading third-party providers.
Learn more about FintechOS for banking
Gain competitive edge with personalized products and value-added offers
Increase acceptance rates by offering tailored product recommendations on digital journeys, branch, and call center. Easily change product rates, introduce new offers or bundle partner services as competitors come up with new offerings, interest rates change, or new regulations are introduced.
Learn more about FintechOS for banking
Use Cases
With FintechOS you can modernize traditional banking and insurance products, create value-added bundles, and launch embedded propositions fast, across any line of business.
Customer Results
FintechOS is the financial product engine of choice for some of the most exciting, innovative companies in banking and insurance.
“To the banks who are looking for a reliable IT partner who can help them bring the digital sales channels fast to the market in a reliable and consistent way, I would definitely recommend collaboration with FintechOS.”
Platform Features
FintechOS is the financial product engine of choice for some of the most exciting, innovative companies in banking and insurance.
High quality digital customer experience
Craft exceptional digital experiences that captivate users with pre-built flows and industry-leading UX/UI best practices. Configure flows to your unique products and brand, setting your institution apart from the competition.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Personalized value-added offers
Appeal to younger customer segments with tailor-made products and bundled deposit offers, featuring popular partner products and subscriptions such as Amazon Prime, Spotify, and fintech services like Acorn.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Instant KYC and AML
Streamline identity verification by integrating with leading KYC and AML providers. Empower applicants to seamlessly scan their ID documents using a mobile or web device while ensuring authenticity with liveness checks and robust fraudulent document detection.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Automated contract generation and e-signatures
Define contract templates and automatically merge them with applicant data. Connect with DocuSign using pre-built connectors, opt for secure OTP verification via SMS, or integrate with any another provider of choice. Instantly send and store documents for compliance and traceability.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Seamless account funding
Enable depositors to fund new accounts using existing cards, bank accounts, or Google/Apple Pay. Leverage pre-built Stripe integrations or connect to any other system or payment processing platform via APIs.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Cross-sell and up-sell
Leverage applicant data to provide personalized recommendations for ideal plans and packages. Seamlessly offer additional options like deposits, checking accounts, credit cards, personal loans, or insurance.
- Simplify complex channel distribution
- Streamline back-office and servicing operations
- Automate risk underwriting, eligibility and compliance
Dive In
More content curated just for you.
Report – Embedded Finance and Fintech Opportunities
Case Study – BRD: Digital Transformation Delivered in Under 8 Months
Webinar – Bridging the Gap: How to Win the Battle for Customer Experience
See FintechOS in action
