SME banking starts with understanding your market. Get up to speed with smarter segmentation, better risk assesment, and more tailored products for the segments in your portfolio.
Being a partner for SME businesses can be a challenge. No two businesses are alike, so understanding opportunities and risks calls for considerable expertise. SME banks have this expertise in-house, but scaling and adopting new technology has been a challenge.
Rapidly changing markets and regulations call for new segmentation strategies and products that answer the needs of modern businesses with digital engagement across all channels.
The FintechOS platform allows banks to better connect with their small business customers. It is built on the notion that banking can become more personalized, more convenient, and more efficient.
The FintechOS platform brings customer centricity to small business banking by providing access to customer data at every interaction. The Evolutive Data Core integrates propietary data as well as data and services from an ecosystem of third-parties. The FintechOS platform allows banks to create value quickly through a combination of pre-built functionality and low-code, with the option to keep legacy systems in place.
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Use customer data at any stage of any interaction. Customer data is an integral part of the platform.
Benefit from data and services provided by third-parties to complement your own services.
Launch products and customer journeys faster by building with modular Automation Blocks.
Enable business teams to innovate by themselves with the low-code Innovation Studio.
Use any data source or any service to improve your offerings, the Evolutive Data Core will grow with you. That’s what it’s made to do.
Use customer data at any stage of any interaction. Customer data is an integral part of the platform.
Make onboarding fast and convenient for your new customers. Set the tone from day one with a seamless experience. The FintechOS platform offers an end-to-end digital customer journey that will increase your conversion.
Take the sting out of loan applications for your customers. With advanced process automation and digital scoring and rating you can offer customers a loan in a matter of minutes.
Make your deposit products smarter and use integrated customer data for smarter campaigns and better targeting. Grow your assets under management by offering the most convenient experience your customers can get.
Reliable decisions at speed: calculate scores and ratings quicker with our Scoring Engine. Use our automated Decision tools to improve your customer journeys by speeding up approvals and time-to-money.
For tbi the operational challenge could be summed up in one word: friction. Customer onboarding was cumbersome, with paper-based data processes for the bank and for prospective clients – a classic source of friction.
What the bank needed was flexibility, automation, and online processes – and fast.
It is not easy to open the way for innovation in a traditional banking market. But the desire and courage to offer our clients a different financing solution, 100% on-line was sustained by the boldness of our partner, FintechOS, to develop the necessary technology.
The FintechOS platform enables you to design personalized products and customer journeys while radically reducing time-to-market. Update your existing offerings and design your own with our Innovation Studio and remove the strain on your IT department.
Reduce the risk of unsupported customized legacy infrastructure by gradually decreasing the reliance on these systems. Move critical functionality into the FintechOS platform and reduce core systems to product servicing dumb ledgers over time. With fewer worries about legacy infrastructure and less time spend on maintaining legacy systems IT can finally play an active role in moving the business forward.
Be part of the conversation from day one. When a new financial product or service is launched, the marketing strategy should be built into it. With the FintechOS platform this has become a reality. Products and services can be targeted to custom personas you can define yourself and promoted with omnichannel campaigns, thanks to the personalization features of the Evolutive Data Core.
Compliance provides the checks and balances needed to meet safety, regulatory, and ethical standards. Yet with increasing regulatory pressure it becomes harder and harder to be compliant without slowing down the business. End-to-end digitization helps to take away bottlenecks and speed up processes. Advanced analytics, artificial intelligence and machine learning help to discriminate between benign and fraudulent cases.
Yesterday’s operational models cannot support today’s sales channels. The backoffice with its analogue processes and many handovers isn’t built to compete on convenience and speed. The FintechOS platform helps banks to digitize their workflows end-to-end with advanced workflows, digital KYC, case management, digital documents, and e-signatures. This reduces customer journeys to a single digital session, improving customer outcomes and relieving pressure on staff in the process.
