100% digital lending
B2C and B2B platform.
Delivering a 100% digital lending platform with an exceptional customer experience. All while maintaining regulatory compliance.
To create next generation digital lending, 4finance’s innovative challenger bank, TBI Bank, needed to digitalise its offline processes and setup end-to-end online processes. For both B2B and B2C.
Using FintechOS technology, TBI Bank created personalised individual and business banking services offered through any digital channel. And they delivered a 100% digital lending platform with an exceptional customer experience while maintaining regulatory compliance. The main focus was enhancement of customer data, data processing, controls and technological support of digital processes.
Plus a simplified way to integrate with multiple systems and vendors. With back-office operations facilitated by automating KYC and risk profiling to speed up time to money.
“It is not easy to open the way for innovation in a traditional banking market. But the desire and courage to offer our clients a different financing solution, 100% on-line was sustained by the boldness of our partner, FintechOS, to develop the necessary technology.”
Kostas Tovil – SVP E-commerce, TBI Bank
Transforming the digital customer experience
Process & Product
Digital Loan Origination B2C | Digital Loan Origination B2B | Digital Onboarding | Video KYC | Credit Scoring | Customer 360 | Campaign Orchestration | Disbursement Processes | ecommerce lending
Channels & Touchpoints
Mobile | Website | Tablet
Business Rule Engine | Digital Document Management | Workflow Management | Risk Assessment Engine | Cognitive Services | Product Engine | | Hyper personalization engine | Integration engine
Digital Onboarding | Hyper-Personalisation | AI-Driven