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Digital Account Opening

Remove friction.
Capture more deposits.

FintechOS’ end-to-end digital account opening solution helps service-obsessed banks and credit unions quickly launch and manage fully configurable deposit products and account opening journeys that drive immediate value.

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Slash onboarding time by up to 80%

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Reduce customer acquisition costs by up to 30%

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Reach up to 95% satisfaction among new and existing account holders

Differentiate with style and personalization

With the FintechOS Innovation Studio, design, build and launch unique deposit products that make it easy for applicants to open an account in minutes, across any channel or device, 24/7.

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Open accounts in minutes

Streamline online or in-branch account creation – with available live co-browsing support.

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Automate Decisioning

Automate business rules, product and pricing definitions, account scoring, and more.

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Scale quickly

Virtually unlimited options to personalize brand-compliant end-to-end automated workflows.

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Build strong relationships

Improve account bundling and cross-sell activities.

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Minimize application abandonment
rates with real-time analytics

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Improve ROI

Improve click-to-fund conversion and ROI from digital marketing spend.

Drive continuous improvement

Identify and optimize journey bottlenecks and lower application abandonment rates through a single no-code platform.

Get more personal

Create hyper-personalized offers and experiences that convert.

Client case study

Société Générale 1 FintechOS

95% satisfaction rating among BRD’s new and existing customers

To maintain its position among the top-three domestic banks, BRD had to move quickly and implement a digital onboarding process.

  • Reshaped the way customers interact with SocGen by enabling and powering a fully digital end-to-end journey that cut onboarding time by up to 80%
  • Developed and delivered a customized, end-to-end personal loan origination solution that included multiple journeys, API integrations, and calculation logic within a few months
  • Dramatically increased customer acquisition and engagement via digital channels with a completely seamless digital user experience, while lowering the customer acquisition costs by 30%

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Fight fraud. Stay in compliance.

Expand your existing portfolio and continue to grow into new areas of opportunity while fulfilling state and federal regulatory requirements.

  • Automate identity and risk decisions
  • Minimize unnecessary manual reviews and onboard faster
  • Out-of-the-box configurations for KYC and Bank Secrecy Act (BSA) Anti Money Laundering (AML) compliance
  • Validate an applicant’s identity through face recognition and liveness detection
KYC Screen

Move at the speed the market requires

Quickly integrate digital account opening on top of all major core banking systems and easily keep innovation momentum with FintechOS’ composable high-productivity fintech infrastructure (HPFI).

  • Move fast with our self-service no-code/low code platform designed to power innovation, reduce costs, and the dependency on IT and legacy providers
  • Leverage front-to-back integrated pre-built customer journey templates, or create your own
  • Connect with any third-party technology or core banking system via API integration

Replay our live 8-minute demo from the 2022
American Banker Digital Banking conference


American Banker videoplay

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Power deposit growth and drive transformation on your terms.

Request a demo
FintechOS